over 65s travel insurance
travel insurance is absolutely vital when going on holiday, regardless of how old you are. and a good travel insurance policy will cover the cost of many unexpected events which could leave you seriously out of pocket.
so, if you’ve reached retirement age and are looking to book a trip to visit family abroad, enjoy a city break (or two) or even finally venture on that once in a lifetime trip, having the right travel insurance in place is important.
when you choose albert & eddie to protect your travels, you get simple and straightforward policies but with all the protection you need.
what cover do over 65s travel insurance policies offer through albert & eddie ?
having the right travel insurance in place can bring peace of mind if you are using your retirement to travel the world. over 65’s travel insurance offers cover available for everything you would expect a standard travel insurance policy to include, such as trip cancellation cover, emergency medical expenses, and personal belongings. however, the policies available through albert & eddie also offer various extensions that you can add-on to make the most of your cover. for example, additional cover for gadgets, sports, Covid-19 and more.
all over 65s travel insurance policies at albert & eddie include:
- up to £10 million in case of a medical emergency, depending on the policy selected
- cancellation cover which starts as soon as you purchase on all single trip policies, and from the start date you choose on all annual multi trip policies (giving you extra peace of mind)§
- 24/7 access to an emergency medical assistance team
- over 100 sports covered as standard
- cover for UK, European and Worldwide trips, providing you do not travel against the Foreign, Commonwealth & Development Office’s travel advice
- a specialist medical questionnaire to easily declare any medical conditions you have
- plus, a wide range of add-ons that let you personalise your policy
make sure to check the policy before you buy to make sure you are covered for everything you need cover for as all the policies here at albert & eddie differ slightly.
frequently asked questions
can I get travel insurance through albert & eddie if I am over 65?
yes, in most cases you can get travel insurance if you are over 65 years old. turning 65 should not create hurdles when getting insurance for your holiday. but it should be one of the reasons why you take a few extra minutes to make sure you are covered for everything you need, including any medical conditions you may have. just let us know your age when taking out a quote and we’ll point you in the direction of an appropriate policy.
why does travel insurance get more expensive after 65?
the cost of a travel insurance policy may vary depending on a number of factors. these include your age, your overall health, where you plan to travel to, how long you plan to travel for and the type of activities you plan on taking part in during your trip. any medical conditions you have may also influence the overall price of your policy, which is why some people find that their policy prices increase slightly as they get older.
what is the best travel insurance for over 65s?
the best insurance policy for over 65s is the one most suitable to you and your travel needs.
cancellation cover for before you travel, medical expenses when abroad and personal possessions are covered as standard across the majority of our policies, but make sure to let us know during the quote process about the things you plan to get up to on your trip (such as going on a cruise or taking part in any specific activities) and we’ll make sure to only present you with the policies that match your trip needs.
can you get annual travel insurance if you are over 65?
yes, you can get annual or multi trip travel insurance if you are aged over 65. annual or multi trip travel insurance is a good option for anyone who plans to travel more than once a year, as they can often work out cheaper than buying several single trip policies. however, it’s worth knowing that most policies will have a limit on the length of holiday you can go on at any time (for example, you may only be able to go abroad for a maximum of 31 days per trip).
do albert & eddie travel insurance policies offer cover for medical conditions for those over 65?
we believe that having a medical condition shouldn’t stop you from enjoying a trip abroad. plus, with specialist medical brands available on our panel at albert & eddie, we can confidently say that we will consider cover for most medical conditions. Cover for medical conditions does not come as standard on most travel insurance policies and so you will need to let us know if you have any medical conditions to declare during the quote process (this could be anything from something you take medication for such as high blood pressure, to something you see your GP or a consultant for). declaring a medical condition(s) is easy to do and can be completed both online and over the phone. just answer our short set of questions during the quote process and we’ll match you with one of our brands that will cover your needs (or at least point you in the direction of someone else who can, if none of the albert & eddie brands are able to). for more complex conditions, we may ask that you call us to provide us a little more information around your condition and overall health.
are sports and activities covered on policies for those over 65?
most of the travel insurance policies available on albert & eddie offer standard protection against sports and activities that you may wish to get involved in during your trip. that being said, if you plan on taking part in some more daring sports during your trip, we also have several specialist extreme sports brands that offer additional protection for those who wish to embark on more adventurous sporting holidays. just let us know the activities that you might fancy getting involved with and we’ll point you in the right direction of one of our brands that can cover your needs.
do over 65s travel insurance policies cover Covid-19?
most of the policies available through albert & eddie offer some standard protection against Covid-19. for example, cancellation cover due to isolating or being hospitalised as a result of a positive Covid-19 test. there’s also the option across all travel insurance brands on albert & eddie to enhance your protection with a Covid-19 policy extension too, if you want some additional protection.
§cancellation cover limits may vary between our brands. please check your policy wording for more information.