Germany travel insurance

‘die koffer packen’ – ‘pack your bags’

Germany travel insurance

Germany: a land of captivating history, and home to the largest beer festival, Oktoberfest, attracts thousands of travellers each year due to its amazing landscapes, iconic castles, and bustling cities. from the historic streets of Berlin to the romantic charm of the Rhine valley, Germany boasts a wide array of attractions for every type of traveller. why not explore the fairytale-like Neuschwanstein castle? or try traditional foods such as brezels (pretzels) and bratwurst sausages and immerse yourself in the vibrant nightlife of Munich?


Germany’s rich cultural heritage makes it a fascinating destination for all types of travellers. so, whether you’re uncovering Germany’s storied past or revelling in its dynamic present, one of the brands on albert & eddie

what do Germany travel insurance policies offer through albert & eddie

travel insurance policies for those visiting Germany are designed to include all of the standard cover that you’d expect in a normal travel insurance policy. for example, cover for your belongings and expenses in the event of a medical emergency, as a few examples.

the brands available on the albert & eddie panel, however, also provide you with the choice to increase your protection by adding extra cover for things like Covid-19 and cruises. cool, huh?

all Germany travel insurance policies at albert & eddie include:

  • up to £10 million in case of a medical emergency, depending on the policy selected
  • cancellation cover which starts as soon as you purchase on all single trip policies, and from the start date you choose on all annual multi trip policies (giving you extra peace of mind)§
  • 24/7 access to an assistance team in the case of a medical emergency
  • over 100 sports and activities covered as standard
  • cover for UK, European and Worldwide trips, as long as you are not travelling against the Foreign, Commonwealth & Development Office’s travel advice
  • plus, a wide range of extra add-ons that let you personalise your policy even further

please remember: you should always take your GHIC/EHIC with you if you are travelling in Germany!

frequently asked questions

what is covered under travel insurance policies on albert & eddie?

the insurance policies offered by our brands on the albert & eddie website offer cover for cancellation, emergency medical expenses, repatriation (bringing you back home if medically necessary in the event of illness or injury), lost or stolen personal items, cash, travel documents, and so much more as standard. however, it’s crucial to know that every brand provides a different level of cover, so please keep this in mind as you select the type of insurance that is best for you and your trip.


most of our brands on albert & eddie often include standard cover for more than 100 sports and activities, so if you enjoy sports or often participate in recreational activities during your holidays, then we’re sure to have the right policy for you.


it’s simple to find cover that meets your holiday needs here at albert & eddie. we’ll present you with our brands who can accommodate your travel needs as long as you provide us a few details about you and your trip, such as how much it will cost, any sports or activities you want to take part in, and any health conditions we should be aware of, otherwise your claim may not be covered.

does travel insurance cover medical expenses incurred when travelling in Germany?

the European Health Insurance Card (EHIC) and the new Global Health Insurance Card (GHIC), which was created after the UK left the EU, will typically offer subsidised or even free state-provided healthcare when a medical emergency arises in Germany. however, your EHIC/GHIC won’t cover the cost if you need emergency medical transport back to the UK. this is when your travel insurance policy comes into action.


most of the insurance policies provided by albert & eddie will cover both repatriation costs, should it become necessary to leave the country for medical reasons, as well as emergency medical care in Germany. however, to ensure you are fully protected from the get-go, you must let us know whether you have any existing medical conditions during the quote process. if you don’t, you might not be protected for any claims you subsequently make.

do albert & eddie policies include Covid-19 protection?

yes! the bulk of our brands on the albert & eddie panel come equipped with a standard amount of Covid-19 protection. for example, if you were to test positive for Covid-19 within 14 days of your trip starting, then in most cases, your policy will cover you to cancel your trip.


however, it’s crucial to be aware that the majority of the brands on the platform offer the option to increase your protection against Covid-19 with a coronavirus policy extension. so, this is something to bear in mind when taking out a quote.

§cancellation cover limits may vary between our brands. please check your policy wording for more information.