the cruise is booked and the date is on the calendar, time to make sure everything is covered. specialist cruise cover is a wise choice as it is designed to cover you for that little bit extra compared to your standard travel policy. plus, most cruise companies won’t let you on board without it! so, what cover should you look out for in your cruise policy?

well, technically speaking, a cruise is defined as “a trip involving a sea or river voyage of more than 3 days in total duration, where transportation and accommodation is primarily on an ocean/river going passenger ship”.

simply let us know that you’re planning a cruise holiday during the quote process and we’ll point you in the direction of the policies that match your needs.

cancellation cover is generally one of the standard benefits included on all policies, but as always, make sure that this is the case with the policy that you are buying. you should also make sure that the cancellation amount is enough to cover what you have paid for your trip. let us know how much you’ve paid for your cruise holiday and we’ll make sure our brands we show offer enough cancellation cover for your trip.

a specialist cruise policy will cater for higher cover levels, for example, longer trip durations and higher incurred costs such as medical expenses. put it this way, if you fall ill and need medical treatment while on a cruise, and then have to be brought back to the shore via air ambulance, it can be very expensive! a standard policy will also not account for the additional costs of a cruise holiday and you could end up being left seriously out of pocket. plus, most cruise ships won’t even let you on board unless you have the appropriate cover for the trip.

most of the cruise policies available through albert & eddie will consider cover for medical conditions. all we ask is that you declare any medical conditions you have when taking out a quote.

letting us know about a medical condition(s) is super easy and can be done either online or on the phone, if you’d prefer. just answer our short set of questions during the quote process and leave us to match you with the most appropriate policy for you, based on your travel needs. in some cases, we may ask that you give us a call to chat through your health instead if you have a more complex condition.

it’s so important that you declare any medical conditions that you have on your cruise travel insurance (and all other types of travel insurance) as failure to do so could mean that your policy is invalid later down the line. the cruise line may request confirmation that you have adequate cover in place, should there be any medical issues on board. as mentioned, the ship doctor can assist in most cases, however, in more serious emergency cases, medical air evacuation may be required, so having cover for this is crucial.

most of the policies available through albert & eddie offer standard protection against Covid-19.

however, if you’d like extra protection against the risks that Covid-19 could cause during a cruise holiday, then there’s the option to enhance your protection with a Covid-19 policy extension across most brands on albert & eddie.